Real Story: Shweta’s Safety Net When Shweta lost her job in Pune in early 2025, she was relieved to have her emergency fund—six months’ worth of rent, EMIs, groceries, and school fees—ready in a separate account. The fund kept her…
Ramesh, a middle-class office employee in Delhi, had some savings tucked away and a regular monthly surplus he wanted to invest safely. Confused between putting a lump sum in a Fixed Deposit (FD) or building savings gradually through a Recurring…
Meet Anil, a newly employed graduate from Chennai. With a modest salary, he worried that he couldn’t start investing meaningfully. Then he discovered SIPs where he could invest as little as ₹500 a month. Anil started a SIP in a…
The Beginning: Why ₹1 Lakh Matters For many Indians, ￥1 lakh is the magic number—the first big financial target before home loans, investments, and dreams. It’s the buffer against emergencies, the foundation for better investments, and it’s proof that disciplined…